The Roberts Difference
legacy of service
Since The Roberts Agency was founded in 1963 by Robert M. Wolcott, our small staff has grown to a service-minded, highly professional group. Bob’s three children, Paul, Jennifer, and Laura, have been committed to the strength of the organization, and staying abreast of the continual changes in our industry. The agency is large enough to provide clients access to many excellent companies, while small enough to provide individual service.
collaborative approach
Our associates and support staff strive to make your pursuit of reliable and affordable insurance coverage as easy as possible. We invest a great deal of time getting to know you so we can devise an insurance program that will most effectively match your needs. It is this personal attention and knowledgeable insurance advice that leads to your individual and business security—our measure of success.
Assessing Risk
Risk management is more than just buying insurance – insurance is just one method used to transfer your risk and protect your assets.
The Roberts Agency can help you broaden your perspective to consider other risk management techniques. Simply put, risk management involves evaluating your exposures to risk of loss by an accident or occurrence and what steps are available to you to minimize this potential and are acceptable to you.
First, you must identify and analyze your exposures. Then, you should select the appropriate risk management technique to handle the exposure such as retention, contractual or non-insurance transfer, loss control, avoidance, or insurance transfer.
Whether your account is large or small, we can utilize our experience to assist you in the process of making rational, common sense risk management decisions in the following areas.
1. LOSS CONTROL
Loss containment translates into lower premiums. Loss prevention is key to operational success. Our safety engineers can work with you to achieve favorable loss experience.
2. WORKER’S COMPENSATION—MOD WATCH
Accuracy analysis projections for future company MODS. based on loss control. Our strategic MOD projection plan has helped contractors to bid and secure jobs they wouldn’t have otherwise obtained.
3. CONTRACT REVIEWS
Risk Transfer—additional insured; hold harmless; waiver of subrogation. Are you transferring of risk? Are you adequately protected?
4. SAFETY PROGRAMS
Do you have a safety manual in place? Are you doing toolbox talks? Do you have a GPS system installed within your vehicles? Do your people have OSHA 10 or OSHA 30 training?
client satisfaction
The Roberts Agency has built its success on a foundation of solid client relationships it has nurtured since 1963. Here are a few client testimonials that put it best:
affiliations
The top-of-the-line insurance carriers represented by The Roberts Agency are an essential part of our success. Building on that, however, the agency and its clients also benefit enormously from the ties we maintain with prominent trade organizations, such as Associated Builders and Contractors of Connecticut, Inc., IEC – Independent Electrical Contractors of New England, Inc. Home Builders & Remodelers Association of Central Connecticut, Inc., and Society of Financial Services Professionals.
The Roberts Difference
legacy of service
Since The Roberts Agency was founded in 1963 by Robert M. Wolcott, our small staff has grown to a service-minded, highly professional group of over twenty associates. Bob’s three children, Paul, Jennifer, and Laura, are all committed to the strength of the organization, and staying abreast of the continual changes in our industry. The agency is large enough to provide clients access to many excellent companies, while small enough to provide individual service.
collaborative approach
Our associates and support staff strive to make your pursuit of reliable and affordable insurance coverage as easy as possible. We invest a great deal of time getting to know you so we can devise an insurance program that will most effectively match your needs. It is this personal attention and knowledgeable insurance advice that leads to your individual and business security—our measure of success.
Assessing Risk
Risk management is more than just buying insurance – insurance is just one method used to transfer your risk and protect your assets.
The Roberts Agency can help you broaden your perspective to consider other risk management techniques. Simply put, risk management involves evaluating your exposures to risk of loss by an accident or occurrence and what steps are available to you to minimize this potential and are acceptable to you.
First, you must identify and analyze your exposures. Then, you should select the appropriate risk management technique to handle the exposure such as retention, contractual or non-insurance transfer, loss control, avoidance, or insurance transfer.
Whether your account is large or small, we can utilize our experience to assist you in the process of making rational, common sense risk management decisions in the following areas.
1. LOSS CONTROL
Loss containment translates into lower premiums. Negotiate lower reserves; securing recovery when available.
2. WORKER’S COMPENSATION—MOD WATCH
Accuracy analysis projections based on loss control. Our strategic loss control plan has helped contractors to bid and secure jobs they wouldn’t have otherwise gotten.
3. CONTRACT REVIEWS
Risk Transfer—additional insured; hold harmless; waiver of subrogations. Are you in compliance? Are you adequately protected?
4. SAFETY PROGRAMS
Do you have a safety manual in place? Do your people have OSHA 10 or OSHA 30 training?
client satisfaction
The Roberts Agency has built its success on a foundation of solid client relationships it has nurtured since 1963. Here are a few client testimonials that put it best:
affiliations
The top-of-the-line insurance carriers represented by The Roberts Agency are an essential part of our success. Building on that, however, the agency and its clients also benefit enormously from the ties we maintain with prominent trade organizations, such as Associated Builders and Contractors of Connecticut, Inc., Associated Builders and Contractors, Inc., IEC – Independent Electrical Contractors of New England, Inc., Home Builders Association of Connecticut, Inc., Home Builders Association of Hartford County, Inc., and Society of Financial Services Professionals.